Water heater size calculator

Tank gallons from your peak-hour demand, or tankless flow and BTU/kW from showers running at once. Includes install parts, permit and a typical installed price.

By the LocalServiceHQ editorial team
Updated Oct 28, 2026
Formulas listed below
Size for the peak hourDaily use doesn't matter much. What runs out is the busiest morning hour.
Photo via Unsplash

What a replacement includes

The unitSized to your peak demand. Warranty length (6, 9 or 12 yr) usually tracks build quality.
50 gal
Venting or powerGas units vent combustion gases; electric units need a correctly sized breaker and wire.
code
Safety partsT&P relief valve and discharge pipe, expansion tank, seismic straps where required, drain pan in finished spaces.
required
Permit and inspectionMost cities require one. It catches venting and gas mistakes that can be dangerous.
$50–$250

How to use the water heater calculator

1
Pick the type
Keep the same fuel to avoid new gas lines or circuits, unless you're switching on purpose.
2
Enter the household
People and bathrooms set peak-hour demand for tanks.
3
Set climate and setpoint
Colder incoming water needs more capacity, especially for tankless.
4
Check the parts list
Expansion tank, pan, permit and venting are often left off quotes.

Tank size by household

Typical sizes for a mid-latitude climate at 120°F. Match first-hour rating, not tank gallons alone.

Household
Peak-hour need
Gas tank
Electric tank
1–2 people, 1 bath
30–50 gal
40 gal
40 gal
2–3 people, 2 baths
50–80 gal
40–50 gal
50–65 gal
3–4 people, 2–3 baths
70–90 gal
50 gal
65 gal
5+ people, 3+ baths
90+ gal
75 gal
80 gal

Heat pump models recover slower; size up one step if showers run back to back.

Tankless flow by fixture

Add the flow of everything that runs at the same time.

Fixture
Flow
Notes
Shower (low-flow head)
1.5–2.0 GPM
Most common peak load
Bathroom faucet
1.0–1.5 GPM
Short bursts
Kitchen faucet
1.5–2.2 GPM
Dishwasher
1.0–1.5 GPM
Often heats its own water
Washer (hot cycle)
1.5–2.0 GPM
Most run cold now
Tub fill
4–6 GPM
Drives tankless size up

At a 70°F rise, one 199k BTU condensing unit delivers about 5.4 GPM.

Water heater types compared

Installed cost, running cost and lifespan.

Type
Installed
Yearly energy
Lifespan
Gas tank
$1,600–$3,200
$300–$450
8–12 yrs
Electric tank
$1,200–$2,800
$500–$650
10–13 yrs
Heat pump
$3,000–$6,000
$150–$250
12–15 yrs
Tankless gas
$3,000–$6,500
$200–$350
15–20 yrs
Tankless electric
$1,500–$3,500
$400–$550
15–20 yrs

Typical US ranges at average utility rates. Rebates for heat pump models vary by state.

Water heater mistakes and quote red flags

!
Sizing by tank gallons onlyTwo 50 gallon tanks can differ by 20+ gallons in first-hour delivery. Compare the label.
!
Tankless sized by max GPMMax flow is at a small temperature rise. In winter you get far less.
!
No permitVenting and gas errors can cause carbon monoxide leaks. A permit gets it inspected.
!
Missing expansion tankRequired when the main has a check valve or PRV, and often for warranty.
!
Electric tankless without a panel checkA 27 kW unit needs about 113 A. Ask for a load calculation in writing.
!
No descaling planHard water ruins tankless heat exchangers. Isolation valves make annual flushing easy.

Water heater FAQ

What size water heater do I need?

Size a tank by its first-hour rating, not just gallons. A typical estimate is 20 gallons per shower in the busiest hour plus sinks and appliances. Most 3–4 person homes land at a 50 gallon gas or 65 gallon electric tank.

The gallons of hot water a full tank delivers in one hour. It is printed on the yellow EnergyGuide label. Gas tanks recover faster, so a 50 gallon gas tank often out-delivers a 50 gallon electric one.

Add up the flow of fixtures used at once (about 2 GPM per shower, 1.5 per faucet) and the temperature rise from your incoming water to the setpoint. Colder groundwater needs a bigger unit for the same flow.

BTU per hour ≈ GPM × 500 × temperature rise ÷ efficiency. Two showers in a cold climate (4 GPM, 80°F rise) need about 170,000 BTU.

Whole-home units often draw 100–150 amps on 2–3 circuits. Many 100 A and some 200 A panels can't support that without an upgrade.

They use about a third of the electricity of a standard electric tank. Federal tax credits and utility rebates often cover a large part of the price. They need a space of roughly 700 cu ft or ducting.

120°F balances scald safety and energy use. Some households set 140°F with a mixing valve for added capacity and bacteria control.

Tank models usually last 8–12 years, tankless 15–20 with annual flushing. Hard water shortens both.